Dear visitors

Organization

We currently take care of over 36,000 people who trust us to provide partial or total healthcare and social services coverage. We also offer quality insurance adapted to their needs.

The health mutual IRAY has a young, multidisciplinary team, ready to give everything to meet the needs of its beneficiaries for access to healthcare and to address the challenges of Universal Health Coverage. In exchange for the contribution, IRAY issues membership cards to the beneficiaries. These cards serve as passage to healthcare providers to benefit from the services.

Our Partners

IRAY has two categories of partners: service partners and health partners.

Service Partners:

IRAY works with all institutions that have needs for access to healthcare for their team or beneficiaries, or for complementary services, such as:

Microfinance institutions
Social enterprises
Société RAMANANDRAIBE EXPORTATION
Orphanage centers
Maso Hafa
Orphanage centers
ONG HAFA
Cooperatives
MAhavelona
Cooperatives
Miroso Valle Mariane
Schools
Loupiots
Schools
Migachou
Orphanage centers
Center Le Triomphe
Orphanage centers
Etoile du matin
Orphanage centers
Akany Tangaina

Health Partners:

To ensure the care of beneficiaries in its intervention areas, IRAY collaborates with

public and private basic health centers
analysis and imaging laboratories
medical centers
free doctors
hospitals

Collaboration with health centers is based on responding to demand from beneficiaries. They can consult with the doctor of their choice.

Our services

The services of IRAY Mutuelle de santé

The services of IRAY Mutuelle de santé are accessible on presentation of the member card (individual or family) provided to members, as soon as payment of their contribution is effective.

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Hospitalization

100% spending, limited by a cap

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Dentistry

up to 50% to 100% of health expenses, depending on the partner centers attended, limited by a ceiling

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Preventive health animation

according to the adage, prevention is better than cure; The themes are adaptable and depending on the context and needs.

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Primary care

50 to 100% expenses, limited by a ceiling

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Refund

Beneficiaries make the healthcare advance and will be reimbursed by IRAY.

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Childbirth

50 to 100% expenses, limited by a ceiling

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Third-party payment

Upon presentation of the members card, there is no advance payment for medical expenses.

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Sensitization

to strengthen the use of services, through home visits or mass activities

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Orientation

to guide and advise beneficiaries if necessary

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Accompaniement

to minimize psycho-social barriers and administrative difficulties at health center level.

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Medical follow-ups (hospital or home)

to reassure beneficiaries about the illness and provide psychological support.

TO KNOW !

In order to best support its members, the IRAY Health Mutual gives you access to exclusive benefits.

Come and discover the different worlds of our innovative partner offers. Varied, adapted and of quality, we have selected for you a range of offers at lower cost.

News

Visit of the Director General of Labor and her team to the IRAY mutual health agency, Vakinankaratra

The Ministry of Labor is overseeing an initiative to extend social protection to self-employed workers. A visit to the IRAY mutual agency was carried out as part of this process.

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27-03-2024
Consultation workshop for self-employed workers as part of the extension of social security - Vakinankaratra Region

IRAY, with the Ministry of Civil Service, the ILO, the CNaPS and other partners, contributes to extending social protection to self-employed workers. Workshop led by the Minister of Labor to study needs and contributory capacities.

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27-03-2024
An awareness day on personal hygiene at the Maso Hafa Orphanage Center.

In March, the IRAY team conducted a health event at the Masohafa Orphanage Center, Ampitatafika, under the direction of Dr. Vero Olivia R. Objective: to raise children's awareness of hygiene through fun and educational activities.

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28-03-2024